September 30 – October 6 is
Chimney Safety Week

In the spirit of the Chimney Safety Institute of America’s mission to advance public awareness while educating and certifying industry professionals, National Chimney Safety Week was created to specify a week of outreach and education to the public about chimney and venting safety. Celebrate by scheduling your chimney inspection and cleaning today!

 

 

 

 

insurance claim, insurance claims, chimney inspection, chimney cleaning

 

 

In a moment of planning, you may ask yourself “is my home insurance still valid if I don’t have proof that my chimney is properly maintained?” The answer is, that if something happens involving your chimney or fireplace, no. It’s likely not.

Many insurance policies specify that your chimney and fireplace are only insured when properly maintained. They may not ask you for proof of proper maintenance until you file a claim, but they will want it then. Your chimney is a vulnerable spot in your home’s defense against the elements. Even when covered by a chimney cap, the typical brick chimney presents a large vertical opening to the rain and snow. The mortar of chimney crowns can crack, and lightning can damage the bricks.

Fire statistics show that each year on average over 30 thousand houses have chimney fires. Chimney fires can not only destroy homes but also endanger the occupiers of the dwelling.

Homeowner’s insurance can cover damage to your property caused by sudden and unforeseen events such as fires, flash floods, lightning strikes, and wind damage. In the case of a chimney, an insurance company will closely scrutinize the facts and evidence in the claim. Your policy might exclude damage caused by poor maintenance or normal wear and tear on your house.

 

What Should You Do?

Have a camera-assisted inspection. This creates documentation of the condition your chimney is in, and allows you to know without a doubt whether your chimney is in safe condition for wood burning. The images will reveal whether you need repair, and what repair options are right for you if so. That way, when you do have a fire you can do so knowing your chimney is fully functional.

Not only is sweeping and inspecting your chimney a good idea in general, your home insurance policy may require it. So if you haven’t already, you’ll want to check with them for exact expectations they have regarding sweeping or inspecting your chimney.

 

Your Insurance Claim

Insurance companies differ in their approach to fires that may be caused by a lack of chimney cleaning. There are two dangers to not having a clean chimney: the fire itself and how the insurance company with handle it. Whether your policy is clear or ambiguous, you’ll fare better if you have documentation of annual chimney cleaning.

If a fire occurs you may be required by the terms of your policy to produce a cleaning certificate. However, whether or not required, without it the insurance company could refuse to pay out. If they believe a fire was caused by your failure to have regular chimney cleaning and inspections, your insurance claim won’t be paid.

Whatever the terms of your policy (and the difficulty of proving negligence), the greatest risk may, of course, be to your own personal safety. Also if a fire causes injury or death to third parties, you could well face civil or even criminal proceedings.

You need your chimney flue and ventilation pipes cleaned at least once a year. Having annual chimney sweep service will ensure you’re fulfilling your insurance obligations. Make sure to read your policy carefully. Most policies will require professional chimney sweeping annually. If you need to make a claim, having a recent chimney sweeping certificate shows that you actively maintain your home.

 

Do All Chimney Sweeps Provide Certificates for their Work?

All qualified chimney sweeps provide written documentation of their work. You may receive a digital or paper receipt. This is for the homeowner’s peace of mind and to fulfill insurance conditions.

In Conclusion, contact the Irish Sweep to discuss chimney and fire safety. You’ll benefit from using a quality professional chimney sweep.

So you’ve decided to buy or sell your home. What an exciting time! In either case, it’s important to know the condition of the chimney and fireplace system you’re about to either buy or sell.

Buying or selling a home can be a stressful process for everyone involved.  You need to know that the value of the property you’re buying aligns with the amount you invest in it. Naturally, you’ll have the home inspected and you’ll likely have it appraised.

If you have a chimney, hiring a chimney sweep for an inspection and cleaning is something that needs to be done.

The National Fire Protection Association (NFPA) and the CSIA recommend that you have a Level II chimney inspection performed when a property is changing hands. Level II real estate inspections make use of video scanning technology, which allows us to see things that a home inspector with a flashlight would miss.

During the inspection, they feed a camera into the chimney flue and scan the walls, checking for cracks, holes, buildup, blockages, and damage. With this equipment, we can see the interior of the chimney up close and focus on areas that look concerning. We’re also able to capture photographs to include in the report provided to you. This can be great for insurance purposes or negotiating purposes and can prevent you from getting stuck with a massive chimney repair bill or a fire or safety hazard that you were unaware of at the time of the sale.

4 Reasons to Inspect Before You Sell Your Home

1. A Favorable Chimney Inspection Report Reflects Well on You:

When selling, the prospective buyer will see the current inspection reports, and realize your home is in great condition. The home buyer will be more enthusiastic about putting in an offer on a home that is move-in ready. You’ll be able to command a higher price than a home that needs, or might need, repair.

If you’re buying, requesting the chimney inspection report allows you to know what condition of chimney you’re acquiring.

2. Satisfy the Requirements of Insurance Companies:

Today, many insurance companies require an inspection by a chimney certified technician before issuing insurance on a home that has a chimney system. 

3. Provide the Ambiance on Home Buyers’ Wish Lists:

A fireplace is often an item on the home buyer’s “must have” list. There is no doubt that a functioning chimney system has great charm and aesthetic appeal. Knowing the chimney is safe and usable makes nights by the fire cozier.

4. Close on Time:

Don’t be delayed by missing inspection reports, have the chimney inspected before listing to sell your home. The prospective purchaser wants confirmation that your beautiful chimney is in good working order. Having to wait until the chimney inspection is scheduled and performed delays the purchaser’s final decision. Make it easy to say yes.

In Conclusion, make selling a home a little less stressful by having your chimney inspection by a certified chimney sweep.

chimney removal, fireplace removal, chimney safety inspection

The reasons for removing an old chimney and fireplace removal may vary. Maybe the chimney is damaged, or you just do not use it often enough? A chimney and fireplace add character and warmth to a home, but there is more to these architectural features than cozy aesthetics.

Here are some reasons that some people choose existing chimney and fireplace removal:

 

Lack of Utility

These fireplaces are often relics of a different time when fires were the only source of heat in a home. Modern families are increasingly less likely to use a fire. Fireplaces are often nothing more than an ornamental feature in a room, and the chimney is just a place for heat and cold to pass through. 

 

Fireplace Removal Frees Up Valuable Space

Maybe your home lacks storage, has cramped living space, or you just want more free room. Removing a fireplace can give you the space you want. You can often remove a fireplace inside the building, leaving the chimney stack intact above roof level. This can free up valuable floor space inside.

 

Keeping It May Be As Costly As Chimney and Fireplace Removal

Removing an old chimney and fireplace is one way to avoid costs. Cost like repairing your current chimney, upkeep and future maintenance, and also save you on utilities by increasing your effective insulation.

Weigh up the cost of repairing and retaining a fireplace/chimney in working order. The cost of installing, repairing or maintaining new hearths, chimney linings or flues may well equal to or even more than the cost of removing an old one. 

 

Safety Reasons

Older chimneys, especially brick ones, can pose an earthquake danger. For a family that doesn’t gain much joy from their fireplace, the risk of a falling chimney is not worth taking. To fulling understand the likelihood of your chimney falling in an earthquake, schedule a safety inspection with professionals like The Irish Sweep.

If you’re considering removing your fireplace or chimney, you have options. You can install a gas fireplace, have no fireplace, or build a new one, depending on the architecture involved. If you have any questions or concerns, call The Irish Sweep today.

chimney waterproofing waterproof chimney fireplace inspection

 

While this winter has not been too wet, many are predicting some rain over the next couple months. We don’t anticipate it reaching last year’s levels, but it’s still important that you waterproof your chimney. Water can seep into a chimney and leaks may form. But how does this potentially expensive problem even happen?

What causes chimney leaks?

Chimneys are beautiful, complex structures. The simplistic bricks or stucco columns are filled with a machine of moving parts and instruments to keep you safe and warm. It is also regularly exposed to nature’s elements. Thus, the likelihood of damage occurring and leaks forming is quite possible. However, with all of the nuances of a chimney, it can often be challenging to find the leak. The following are three of the most common sources for chimney leaks.

Chimney Cap

This piece covers the top of the flue. It covers the flue and fireplace so water, animals, and debris do not go in. Should the cap be damaged or missing, this leaves most areas of the fireplace exposed. Thus, a rain shower could cause substantial water damage.

Flashing

Around the chimney and roofline, there is flashing to protect the area against water. Over time, flashing may lose its seal or it could have been improperly installed. Similar to the cap, damaged or missing flashing may dramatically damage your chimney. However, the lack of proper flashing could also harm walls, ceilings, and structures.

Masonry

As you can already tell, water can be very harmful. Bricks are no exception. Water can have a dramatic impact on masonry around chimneys. This can lead to cracks and bricks falling apart. The problem can then get exponentially worse. Damaged bricks absorb greater amounts of water, leading to further harm.

Numerous signs exist to show leaks in chimneys. The easiest way to notice is if you see water dripping in the firebox after a storm. If you hear dripping, then you’ve got issues. At the same time, do not be surprised for there to be a musty smell. Another sign could be damaged bricks around the chimney. If you see this, you should have your chimney inspected.

Prevention

While harm may arise, a homeowner can take proactive measures to prevent damage. First, make sure to do an annual chimney inspection. Second, we recommend sealing your bricks on a regular basis.

Should you have any questions or need your annual inspection done by our certified expert, contact Sal at the Irish Sweep.

chimney removal, chimney speed, chimney cleaning, repair, maintenanceChimney removal is often advised, but many homeowners put it off, not considering the benefits of full chimney removal. Many homes have been built with fireplaces for heating, and they also have chimneys. As time has provided the innovation of other, more efficient heating methods, fireplaces and chimneys may not be used so often. Here we look at 5 reasons that you should consider having your chimney removed.

Chimney Removal Aides Home Heating/Cooling

If you are no longer using your fireplace for home heating, it’s possible your chimney is only working against your home heating and cooling efforts. Chimneys left in place may compromise insulation and allow drafts which hamper energy efficient home heating and cooling. Removing a chimney can help to create a more comfortable home environment while reducing energy usage and costs for heating and cooling.

You Want to Reduce Risk of Earthquake Damage

Chimneys are often the first structures to fall in an earthquake. If you haven’t used your chimney for years, it’s likely the chimney is worn out and damaged and at even higher risk of earthquake damage. Even a slight tremor can turn a masonry chimney into brick missiles, causing structural damage, bodily injury and even death to those in the home. With the risk of a major earthquake in California always growing, its best to have your unused chimney removed sooner rather than later.

Your Chimney is Worn and Damaged

In an old and unkempt chimney, bricks may be weak and broken, and mortar may be worn away leaving the bricks insecure. If you’re not using your chimney, it’s easy to neglect chimney care. But a weak chimney faces the possibility of collapse at any time. If your chimney is old and worn it’s better to have it removed than leave it in place.

You Want More Valuable Space

Square footage is valuable in a home, and yet leaving an unused chimney in place can compromise your living space. Removing a chimney can also help you access valuable living space in common areas and bedrooms. A chimney can impact the space in every level and room it passes through. Removing a chimney offers the added benefit of easily accessing more precious space in your home, creating a more modern and comfortable living environment.

You Want To Remodel

Working around an existing chimney when you’re trying to remodel your home can be difficult and costly. In many cases, it can be easier and cheaper to just remove the chimney so you can plan and construct your remodel the way you want. This gives you more space to work with, and freedom from the constraints of needing to work around the chimney.

By contemplating when it really might be worth chimney removal, you can access significant safety and practical benefits. Talk to your local chimney sweep company today about the benefits you could gain from removing your chimney.

Fireplace, Berkeley Chimney Repair, Lafayette Chimney Repair, Walnut Creek Chimney Service, Lafayette Chimney Service, Walnut Creek Chimney Inspection, chimney sweep, dryer vent, alameda, oakland, Artificial Log Set, artificial logs, bay area, berkeley, chimney sweep, clean, Concord, danville, fireplace inserts, frequently asked questions, Irish Sweep, lafayette, oakland, orinda, Pleasant Hill, walnut creek, Wood Burning Chimney, Wood Burning Device, Wood HeatersFireplaces are a captivating home feature and a cozy source of warmth. But as eye-catching as a fireplace may be, it is often forgotten in the grand scheme of home maintenance and repair.

We recommend getting your chimney and fireplace inspected by a professional once a year but, in the meantime, there are plenty of proactive measures you can take.

Here are five useful tips to keep your fireplace safe in any season:

  1. Keep Your Chimney Top Clean

First, make sure you’ve installed a chimney cap to keep mother earth outside. Because animals like to seek refuge in there, the Humane Society of the United States recommends using a stainless-steel chimney cap with wire mesh to prevent their access. Clean the cap if it becomes clogged. You can use a wire brush to remove debris from the mesh.

While you’re up there, examine the brick mortar for cracks or flakiness. Caulk is a great waterproof filler to patch any damage.

  1. Contain The Flame

Gusts of wind from storms can shoot down the chimney and blow embers all over your favorite (and flammable) furnishing. Installing glass screens keeps your fire insulated and protects your home and loved ones.

These screens should be open during the full blaze to maximize airflow. Doing so will promote combustion and minimize the buildup of creosote. Make sure to clear the hearth space of furniture, Christmas trees and other flammable decorations to avoid igniting wandering embers.

  1. Don’t Neglect Your Detectors

Check your carbon monoxide detector’s batteries and invest in a quality smoke detector.

The American Society of Home Inspectors suggests a photoelectric detector, which works by aiming light into a sensing chamber and detecting the entrance of smoke through the chamber via reflected light. A photoelectric detector works best for smoldering fires.

Also, don’t burn trash or old tree branches. They will produce more smoke than productive blaze and risk setting off your alarms.

  1. Keep It Clean

Ensure your fireplace and your chimney are clean prior to your fire burning season.

To check if it’s time for a sweeping, take a flashlight and your fireplace poker and scratch the black surface above the smoke chamber. If the scratch in creosote is extremely thin, you can leave it a bit longer until your next sweep.

But if you have ¼ inch or more of creosote, do not light another fire until the chimney has been swept out. For a thorough job, we recommend calling a professional.

Pro tip: Ashes and creosote can be a source of calcium for your plants.

  1. Install and Use Fireplace Dampers

Dampers are used to let smoke out during fires and keep heat inside when the chimney is not in use.

Ensure that the damper or flue is open for the entire duration of fire burning and wait until the embers have stopped burning before closing your dampers. The damper can also be checked by looking up into the chimney with a flashlight or mirror.

For a complete and comprehensive fireplace safety analysis, leave it to the professionals. Contact us for thorough inspections and cleanings if you think your fireplace is ready for a sweep.