WHAT HAPPENS WHEN YOU HAVE A CHIMNEY SWEEP INSPECTION

If you’ve never had your chimney inspected, you might be wondering what exactly happens when the inspector comes. Annual inspections and chimney cleanings are recommended for safe fireplace burning. You’ll want to get it done between your last fireplace usage last year and your first fire this winter to ensure that it’s in good working condition.

At your scheduled chimney inspection, your chimney sweep will likely use a special camera to look inside the system, affording them a better view of what’s going on where your fire and smoke travel.

Here’s what they’ll look for:

1.     STRUCTURAL ELEMENTS AND FLUE

The chimney sweep will first look at the exterior and interior of the fireplace and chimney, looking for any problems of wear and tear, including the fireplace, chimney, flue and hearth. These structural elements can affect whether your chimney stays standing after earthquakes or severe weather.

2.     COMBUSTIBLES ARE SECURED

They’ll also look at the structure of the chimney. This is to be sure that combustibles can’t contact any other building materials, which would be a fire hazard. Your fire should stay within a completely secure firebox area. The risk of slow-burning fire within your walls is something to take very seriously.

3.     OBSTRUCTIONS

Your chimney sweep will look for any obstructions. These could possibly block the venting of smoke, combustible byproducts and gas, such as animal nests, leaves and other debris. An obstruction could cause these gasses to build up dangerously inside your home instead of leaving like they should.

4.     VOLUME AND KIND OF COMBUSTIBLE DEPOSITS

A chimney sweep will look at the volume and nature of any combustible deposits building up on the walls of the chimney to see if they pose a danger. Creosote can ignite within your chimney or flue and is highly flammable.

To see what a chimney sweep inspection looks like using a camera like we use here at Irish Sweep, watch this video:

 

EARTHQUAKES AND CHIMNEY: WHY REPAIR AND MAINTENANCE IS ESSENTIAL

The devastation of the recent Earthquake in Mexico is a reminder that the same could, and has, happened in California. Long term California residents will remember several damaging and in some cases lethal earthquakes in their lifetime. Earthquake preparedness experts warn that the likelihood California will experience another serious quake in the next 20 years is very

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5 SIGNS YOU MIGHT NEED CHIMNEY REMOVAL

Chimney removal is often advised, but many homeowners put it off, not considering the benefits of full chimney removal. Many homes have been built with fireplaces for heating, and they also have chimneys. As time has provided the innovation of other, more efficient heating methods, fireplaces and chimneys may not be used so often. Here we look at 5 reasons that you should consider having your chimney removed.

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DO YOU NEED CHIMNEY WATERPROOFING?

While this winter has not been too wet, many are predicting some rain over the next couple months. We don’t anticipate it reaching last year’s levels, but it’s still important that you waterproof your chimney. Water can seep into a chimney and leaks may form. But how does this potentially expensive problem even happen?

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WHY GET A CHIMNEY INSPECTION BEFORE YOU SELL YOUR HOME

So you’ve decided to buy or sell your home. What an exciting time! In either case, it’s important to know the condition of the chimney and fireplace system you’re about to either buy or sell.

Buying or selling a home can be a stressful process for everyone involved.  You need to know that the value of the property you’re buying aligns with

the amount you invest in it. Naturally, you’ll have the home inspected and you’ll likely have it appraised.

If you have a chimney, hiring a chimney sweep for an inspection and cleaning is something that needs to be done.

The National Fire Protection Association (NFPA) and the CSIA recommend that you have a Level II chimney inspection performed when a property is changing hands. Level II real estate inspections make use of video scanning technology, which allows us to see things that a home inspector with a flashlight would miss.

During the inspection, they feed a camera into the chimney flue and scan the walls, checking for cracks, holes, buildup, blockages, and damage. With this equipment, we can see the interior of the chimney up close and focus on areas that look concerning. We’re also able to capture photographs to include in the report provided to you. This can be great for insurance purposes or negotiating purposes and can prevent you from getting stuck with a massive chimney repair bill or a fire or safety hazard that you were unaware of at the time of the sale.

4 REASONS TO INSPECT BEFORE YOU SELL YOUR HOME

1. A FAVORABLE CHIMNEY INSPECTION REPORT REFLECTS WELL ON YOU:

When selling, the prospective buyer will see the current inspection reports, and realize your home is in great condition. The home buyer will be more enthusiastic about putting in an offer on a home that is move-in ready. You’ll be able to command a higher price than a home that needs, or might need, repair.

If you’re buying, requesting the chimney inspection report allows you to know what condition of chimney you’re acquiring.

2. SATISFY THE REQUIREMENTS OF INSURANCE COMPANIES:

Today, many insurance companies require an inspection by a chimney certified technician before issuing insurance on a home that has a chimney system. 

3. PROVIDE THE AMBIANCE ON HOME BUYERS’ WISH LISTS:

A fireplace is often an item on the home buyer’s “must have” list. There is no doubt that a functioning chimney system has great charm and aesthetic appeal. Knowing the chimney is safe and usable makes nights by the fire cozier.

4. CLOSE ON TIME:

Don’t be delayed by missing inspection reports, have the chimney inspected before listing to sell your home. The prospective purchaser wants confirmation that your beautiful chimney is in good working order. Having to wait until the chimney inspection is scheduled and performed delays the purchaser’s final decision. Make it easy to say yes.

In Conclusion, make selling a home a little less stressful by having your chimney inspection by a certified chimney sweep.

ARE CHIMNEY CLEANING & INSPECTION NECESSARY FOR AN INSURANCE CLAIM?

In a moment of planning, you may ask yourself “is my home insurance still valid if I don’t have proof that my chimney is properly maintained?” The answer is, that if something happens involving your chimney or fireplace, no. It’s likely not.

Many insurance policies specify that your chimney and fireplace are only insured when properly maintained. They may not ask you for proof of proper maintenance until you file a claim, but they will want it then. Your

chimney is a vulnerable spot in your home’s defense against the elements. Even when covered by a chimney cap, the typical brick chimney presents a large vertical opening to the rain and snow. The mortar of chimney crowns can crack, and lightning can damage the bricks.

Fire statistics show that each year on average over 30 thousand houses have chimney fires. Chimney fires can not only destroy homes but also endanger the occupiers of the dwelling.

Homeowner’s insurance can cover damage to your property caused by sudden and unforeseen events such as fires, flash floods, lightning strikes, and wind damage. In the case of a chimney, an insurance company will closely scrutinize the facts and evidence in the claim. Your policy might exclude damage caused by poor maintenance or normal wear and tear on your house.

 

WHAT SHOULD YOU DO?

Have a camera-assisted inspection. This creates documentation of the condition your chimney is in, and allows you to know without a doubt whether your chimney is in safe condition for wood burning. The images will reveal whether you need repair, and what repair options are right for you if so. That way, when you do have a fire you can do so knowing your chimney is fully functional.

Not only is sweeping and inspecting your chimney a good idea in general, your home insurance policy may require it. So if you haven’t already, you’ll want to check with them for exact expectations they have regarding sweeping or inspecting your chimney.

 

YOUR INSURANCE CLAIM

Insurance companies differ in their approach to fires that may be caused by a lack of chimney cleaning. There are two dangers to not having a clean chimney: the fire itself and how the insurance company with handle it. Whether your policy is clear or ambiguous, you’ll fare better if you have documentation of annual chimney cleaning.

If a fire occurs you may be required by the terms of your policy to produce a cleaning certificate. However, whether or not required, without it the insurance company could refuse to pay out. If they believe a fire was caused by your failure to have regular chimney cleaning and inspections, your insurance claim won’t be paid.

Whatever the terms of your policy (and the difficulty of proving negligence), the greatest risk may, of course, be to your own personal safety. Also if a fire causes injury or death to third parties, you could well face civil or even criminal proceedings.

You need your chimney flue and ventilation pipes cleaned at least once a year. Having annual chimney sweep service will ensure you’re fulfilling your insurance obligations. Make sure to read your policy carefully. Most policies will require professional chimney sweeping annually. If you need to make a claim, having a recent chimney sweeping certificate shows that you actively maintain your home.

 

DO ALL CHIMNEY SWEEPS PROVIDE CERTIFICATES FOR THEIR WORK?

All qualified chimney sweeps provide written documentation of their work. You may receive a digital or paper receipt. This is for the homeowner’s peace of mind and to fulfill insurance conditions.

In Conclusion, contact the Irish Sweep to discuss chimney and fire safety. You’ll benefit from using a quality professional chimney sweep.